Checking Accounts


Taunton Federal Credit Union is proud to offer a collection of Checking Accounts to fit your lifestyle. In addition to convenient services which give you quick and easy access to your money, you’ll be earning rewards through our TFCU Rewards Program and be able to benefit from our Overdraft AdvanceSM Program!

Use the chart below to find the Rewards Checking Account that’s right for you:

FeaturesDirect Rewards4Thrifty Fifty Rewards5Standard Rewards6Student Rewards7
Debit Card
Online Banking
Bill Pay1
Mobile Deposit2
Free First Order Of Checks3
Check Writing

Other features to enhance your TFCU Rewards Checking Account:

TFCU Rewards Program8
The TFCU Rewards Program allows you to earn reward points simply by using our products and services. The more you take advantage of, the more points you’ll earn! Points can then be redeemed for Account Credits, Gift Cards or towards TFCU Service Fees! For more details, and to start earning your TFCU Rewards Points, speak with a Member Service Representative today!

Overdraft AdvanceSM Program9
Overdraft AdvanceSM is a discretionary service offered by Taunton Federal Credit Union that can spare you the extra expense and embarrassment of returned checks. Keep your account in good standing simply by returning it to a zero balance within 30 days. You will never pay for the privilege until you need it. For qualified members, no action is necessary to enroll. For more details about this service or how to opt out, please call TFCU today at (508) 824-6466.

Debit Card Round-Up10
Use your Debit Card to make everyday purchases and TFCU will round up the change on the transaction to the nearest whole dollar. The difference will automatically transfer from your Checking Account to your Savings Account at the end of each business day! Saving has never been so easy! Ask a representative for more information and enroll today!


1Bill Pay will be offered at no fee with all TFCU checking products providing at least one bill is paid per month through the system. A non-usage fee of $4.95 per month will be charged otherwise. 2TFCU’s Mobile Deposit is offered free, however data usage fees may be incurred from your carrier. 3Select Styles only. 4$4.95 per month without direct deposit of paycheck or entitlement funds. 5Must be age 50 or older to qualify. 6$4.95 per month without a minimum balance of $500. 7Must be ages 18-25 to qualify. 8Enrollment in TFCU Rewards Program required. Ask for full disclosure. 9Overdraft Advance is a non-contractual discretionary service offered by TFCU that may cover a transaction when sufficient funds are not available up to an established limit. A $30.00 fee will be charged for the payment of each overdraft item. Overdraft Advance covers checks and other preauthorized debits including, if you decide to opt-in, ATM and Debit card transactions. All overdraft balances must be repaid within 30 days of overdrawing the account. Members who are 18 years or older and have had an account in good-standing with TFCU for at least 90 days are eligible to participate in the Overdraft Advance program. Student Rewards Checking Accounts are not eligible for Overdraft Advance Program. The payment of overdrafts is discretionary and TFCU reserves the right not to pay overdrafts and to discontinue a member’s participation in the program. Please refer to additional information and disclosures on your Overdraft Advance election form. 10Debit Card Roundup transfers are eligible for Debit Card purchases only. Transfers will occur on the same day the transaction is posted to your Checking Account. Once enrolled, transfers will begin to post on the next business day. Purchases made on weekends or holidays will post on the next business day. If on a business day you do not have sufficient available funds in your Checking Account, or if any transaction has overdrawn your Checking Account, TFCU will not round up purchases posted on that business day and will cancel the transfer for that day. If your Debit Card purchase is subsequently cancelled or reversed, the Debit Card Round-Up transfer remains in the savings account. Not available on IRAs or Business Accounts.

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