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*Adjustable Rate HELOC APR is Annual Percentage Rate. The rate may vary and is as low as Prime which is based on the Wall 5Street Journal “Prime Rate” published on the last day of the billing cycle (4.25% as of 7/1/2017). Maxium APR is 18%. Introductory APR of 1.99% will be in effect for the first six months of your loan. APR is variable and subject to change monthly beginning with the 7th billing cycle based on “Prime Rate”. Product features a 10 year draw period and a 10 year repayment period. During the draw period, you are only required to make monthly interest payments. During the repayment period, any oustanding balance must be paid in equal monthly payments over a period of 120 months. The amount of payment may change in the event that the “Prime Rate” advertised in the Wall Street Journal varies.
Products only available to qualified buyers with credit scores of 720 and above. All loans subject to credit approval. Products are available to homeowners that own 1-4 family, owner-occupied homes or condominiums with a maximum loan to value up to 80%. Minimum loan amount of $15,000 not previously financed at TFCU and disbursed at closing. Excludes manufactured homes. A reimbursement of settlement fees may apply to all prepaid Home Equity Loans within 3 years of origination. Property insurance required. Flood insurance may be required. Interest may be tax deductible. Consult your tax professional regarding deductibility. Limited time only. Membership is established by opening a $5 share/savings account and is available to anyone who lives, works, worships or attends school in Bristol County, Massachusetts; Bristol, Kent, Newport and Providence counties in Rhode Island; and the towns of Charlestown, Exeter, Hopkinton, Narragansett, New Shoreham, North Kingstown, Richmond and South Kingstown in Rhode Island. TFCU NMLS #441401. Federally insured by NCUA. Equal Housing Lender. EOE