Whether you’re a first time home buyer, looking for another home, refinancing your present mortgage or building that dream home; at TFCU you’ll find competitive rates, flexible terms and a variety of options to suit your individual financial needs. Here are some of the mortgage loan programs available to you:
Conventional Mortgages: These programs are available for both purchases and refinances:
Fixed Rate Mortgages: This is the plan for people who feel more comfortable with an interest rate locked in for the life of the loan and steady monthly payments.
Adjustable Rate Mortgages (ARMs): If a lower rate to start is appealing, you might consider an ARM. It allows you to start with lower payments that will eventually adjust to market conditions. Annual and lifetime caps are provided to protect you from excessive fluctuations.
Manufactured Home Loans: We offer excellent fixed rates with various repayment terms on purchases and refinancing