Spring Lending Specials

Young Couple Entering New Home

First Mortgage Special

Apply for a mortgage today & receive $500 off your closing costs!*

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HELOC Special

Adjustable Rate Home Equity Line Of Credit

·1.99%APR* 12 Month Introductory Rate
·4.75%APR* Variable Prime Rate Thereafter**

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Speak with a representative today
(508) 824-6466 for more information!

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First Mortgage Closing Cost Special: *Available for new, Fixed Rate and Adjustable Rate First Mortgage transactions only. Requires a minimum loan amount of $75,000 not previously financed at TFCU. This offer is not available for investment property loans, Home Equity Loans or Home Equity Lines of Credit. Offer applies to loans with an application date prior to 6/30/18 and a closing date prior to 8/31/18. The credit will be applied at the time of loan closing and will be reflected on the Settlement Statement Closing Disclosure (HUD-1). Not valid with any other offers or programs. Subject to underwriting and credit approval. Limited Time Only. TFCU reserves the right to discontinue the program at any time without notice. 

Adjustable Rate HELOC Special: *APR is Annual Percentage Rate. **The rate may vary and is as low as Prime which is based on the Wall Street Journal “Prime Rate” published on the last day of the billing cycle (4.75% as of 4/1/2018). Maximum APR is 18%. Introductory APR of 1.99% will be in effect for the first 12 months of your loan. APR is variable and subject to change monthly beginning with the 13th billing cycle based on “Prime Rate”. Product features a 10 year draw period and a 10 year repayment period. During the draw period, you are only required to make monthly interest payments. During the repayment period, any outstanding balance must be paid in equal monthly payments over a period of 120 months. The amount of payment may change in the event that the “Prime Rate” advertised in the Wall Street Journal varies. Only available to qualified buyers with credit scores of 720 and above. All loans subject to credit approval. Products are available to homeowners that own 1-4 family, owner-occupied homes or condominiums with a maximum loan to value up to 80%. Minimum loan amount of $15,000 not previously financed at TFCU and disbursed at closing. Excludes manufactured homes. A reimbursement of settlement fees may apply to all prepaid Home Equity Loans within 3 years of origination. Property insurance required. Flood insurance may be required. Interest may be tax deductible. Consult your tax professional regarding deductibility. Limited time only. TFCU reserves the right to discontinue the program at any time without notice.

Membership is established by opening a $5 share/savings account and is available to anyone who lives, works, worships or attends school in Bristol County, Massachusetts and most of Rhode Island. Federally insured by NCUA. Equal Housing Lender. EOE. TFCU NMLS# 441401. 4/1/18

 

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