Consumer Loan Rates

Rates are current as of 1/3/19
apply
Consumer Loan Rates
All non promotional rates include (0.25%) discount for Direct Deposit and Auto Pay options. Rates shown are base rates only. Actual interest rate may increase based on credit worthiness and loan to value. See a Member Service Representative for further details.
New & Used Auto Rates
Model Year
Term
Nominal Rate
$ Per Thousand
2019-2018
36-63 Months
3.390%
$17.36
2019-2018
63-75 Months
3.890%
$14.98
2019-2018
76-84 Months
5.190%
$14.23
2017
36-63 Months
3.890%
$17.58
2017
64-75 Months
4.390%
$15.28
2017
76-84 Months
5.790%
$14.51
2016
36-63 Months
4.140%
$17.69
2016
64-75 Months
4.590%
$15.37
2016
76-84 Months
5.990%
$14.61
2015
36-63 Months
4.390%
$17.81
2015
64-75 Months
4.890%
$15.51
2014
36-63 Months
4.640%
$17.92
2014
63-75 Months
5.640%
$15.86
2013
36-63 Months
4.790%
$17.99
2012
36-63 Months
4.890%
$18.04
2011
36-48 Months
5.390%
$23.21
New & Used Business Auto Rates
Model Year
Term
Nominal Rate
$ Per Thousand
2019-2018
36-59 Months
4.600%
$18.98
2017-2016
60-72 Months
5.090%
$16.15
2015-2014
60-72 Months
7.090%
$17.10
2013
36-60 Months
7.090%
$19.85
2012
36-48 Months
9.090%
$24.93
2011
36-48 Months
10.090%
$25.41
New Boat & RV Rates
Model Year
Term
Nominal Rate
$ Per Thousand
2019-2018
12-60 Months
7.590%
$20.09
2019-2018
72-120 Months
8.590%
$12.45
2019-2018
121-180 Months
9.590%
$10.50
2019-2018
181-240 Months
10.590%
$10.05
Used Boat & RV Rates
Model Year
Term
Nominal Rate
$ Per Thousand
2014-2017
12-60 Months
9.090%
$20.74
2014-2017
72-120 Months
11.090%
$13.83
2014-2017
121-180 Months
11.940%
$11.97
Additional Loan Rates
Term
Nominal Rate
$ Per Thousand
Personal Loans 1-12 Months
6.490%
$86.29
Personal Loans 13-24 Months
7.490%
$45.00
Personal Loans 25-48 Months
8.490%
$24.65
Personal Loans 49-60 Months
9.490%
$21.00
Share Secured
rate shown is % above that paid on account
3.000%
$17.97

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