Consumer Loan Rates

Rates are current as of 9/14/18
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Consumer Loan Rates
All non promotional rates include (0.25%) discount for Direct Deposit and Auto Pay options. Rates shown are base rates only. Actual interest rate may increase based on credit worthiness and loan to value. See a Member Service Representative for further details.
New & Used Auto Rates
Model Year
Term
Nominal Rate
$ Per Thousand
2019-2017
36-63 Months
3.240%
$17.29
2019-2017
63-75 Months
3.740%
$14.98
2019-2017
76-84 Months
5.040%
$14.16
2016
36-63 Months
3.740%
$17.51
2016
64-75 Months
4.240%
$15.21
2016
76-84 Months
5.640%
$14.44
2015
36-63 Months
3.990%
$17.63
2015
64-75 Months
4.450%
$15.30
2015
76-84 Months
5.840%
$14.54
2014
36-63 Months
4.240%
$17.74
2014
64-75 Months
4.740%
$15.44
2013
36-63 Months
4.490%
$17.85
2013
63-75 Months
5.490%
$15.79
2012
36-63 Months
4.340%
$17.79
2011
36-63 Months
4.590%
$17.90
2010
36-48 Months
5.240%
$23.15
New & Used Business Auto Rates
Model Year
Term
Nominal Rate
$ Per Thousand
2018-2017
36-59 Months
4.450%
$18.91
2016-2015
60-72 Months
4.940%
$16.08
2014-2013
60-72 Months
6.940%
$17.03
2012
36-60 Months
6.940%
$19.78
2011
36-48 Months
8.940%
$24.87
2010
36-48 Months
9.940%
$25.34
New Boat & RV Rates
Model Year
Term
Nominal Rate
$ Per Thousand
2017-2018
12-60 Months
7.440%
$20.02
2017-2018
72-120 Months
8.440%
$12.38
2017-2018
121-180 Months
9.440%
$10.42
2017-2018
181-240 Months
10.44%
$9.95
Used Boat & RV Rates
Model Year
Term
Nominal Rate
$ Per Thousand
2013-2016
12-60 Months
8.940%
$20.74
2013-2016
72-120 Months
10.940%
$13.75
2013-2016
121-180 Months
11.790%
$11.88
Additional Loan Rates
Term
Nominal Rate
$ Per Thousand
Personal Loans 1-12 Months
5.990%
$86.07
Personal Loans 13-24 Months
6.990%
$44.77
Personal Loans 25-48 Months
7.990%
$24.41
Personal Loans 49-60 Months
8.990%
$20.76
Share Secured
rate shown is % above that paid on account
3.000%
$84.69

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