Deposit Products

Rates are current as of 10/16/2020

Savings, Checking & Money Markets

 Current Dividend RateAnnual Percentage Yield
Regular, Surplus, Passbook & IRA Shares*
Tier I0.05%0.05%
Tier II0.05%0.05%
Club Accounts0.00%0.00%
Holiday Savers Club0.00%0.00%
Money Markets**, Consumer, Business & IRAS+
Tier I
(balances up to $2,500)
Tier II
(balances between $2,500.01 to $25,000)
Tier III
(balances between $25,000.01 to $50,000)
Tier IV
(balances between $50,000.01 to $75,000)
Tier V
(balances between $75,000.01 to $100,000)
Tier VI
(balances between $100,000.01 to $250,000)
Tier VII
(balances greater than $250,000)
Checking Accounts
Rewards Basic CheckingN/AN/A
Rewards Plus CheckingN/AN/A
Rewards Silver CheckingN/AN/A
Business CheckingN/AN/A
Rewards Premium CheckingN/AN/A

*Regular, passbook, surplus, and IRA shares require an average minimum daily balance of $5.00 for Tier I shares and $100.00 for Tier II shares respectively in order to obtain the quoted annual percentage yield. No dividends will be earned on shares with an average daily balance less than $5.00. **If the average daily balance falls below the minimum balance required within any Tier, the rate given will be the rate then in effect for the current balance in the account. Only 3 withdrawals are allowed per month from any of our money market accounts. +Eligible Business Entities include: Corporations, Partnerships, D/B/A’s and Associations. ***All members who are 18 years of age or older and have had an account in good standing with TFCU for at least 90 days will automatically be enrolled in the Overdraft Advance program. Dividends are compounded and credited monthly. See fee schedule for details on all of our deposit products. Please ask for our disclosure brochure for more details. Rates are subject to change without notice. 

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