Fee Schedule

Lobby Services
Account Research$25.00 per hour
Money Order$2.00 per item
Stop Payment on Money Order$25.00 per item
Official Credit Union Check ($100.00 minimum amount)$4.00 per item
Stop Payment on Official Credit Union Check$25.00 per item
Notary Fee (Members)No Charge
Notary Fee (Non-Members)$2.00 per item
Returned Mail Fee$5.00 per item
Account Activity Printout$3.00
Levy Attachment$30.00
Statement Copy (5 pages)$5.00
Statement Copy (additional pages)$1.00 per page
Night Deposit Lost Key (New Bedford Branch Only)$10.00
Safe Deposit Box (Limited)
3x5 = $40.003x10 = $60.00
5x10 = $90.0010x10 = $125.00
Safe Deposit Box Lost Key Fee$25.00
Safe Deposit Box Drilling FeeVaries
Wire Transfers
Wire Transfer (Incoming Domestic & International)$15.00 per item
Wire Transfer (Outgoing Domestic)$35.00 per item
Wire Transfer (Outgoing International)$40.00 per item
Deposit Account Fees
Regulation D Fee$10.00 per month
Overdraft Transfer from a Share Account$5.00 per day
Overdraft Advance Item Paid: ATM, Point of Sale, Checks, Electronic Transfers$30.00 per item
Insufficient Funds/Returned Items: ATM, Point of Sale, Checks, Electronic Transfers$30.00 per item
Inactive Account (No activity for1 year on Deposit Accounts)$4.95 per month
Escheatment Processing Fee (No activity for 3 years)$25.00
Electronic Transfer Accounts (ETA)$3.00 per month
Lost Passbook$10.00
IRA Plan Maintenance Fee$15.00 per year
IRA Transfer/Termination$25.00
(Waived if IRA has been open for more than 3 years)
Business Checking
First 75 checks/items paid per monthNo Charge
Over 75 checks/items paid per month$30.00 per month
First 150 items deposited per monthNo Charge
Over 150 items deposited per month$30.00 per month
Dormant Account (No activity for 60 days) $4.95 per month
ATM/Debit Card Fees
Foreign ATM TransactionsNo Charge
Foreign Currency Conversion1%
Transactions at TFCU ATM (TFCU Debit/ATM Card)No Charge
Transactions at TFCU ATM (Non-TFCU Debit/ATM Card)$3.50
POS TransactionsNo Charge
Debit Card Replacement$15.00
ATM/POS Insufficient Funds$30.00 per item
Checking Related Fees & Services
Rewards Basic Checking with eStatements, Online Banking & Debit CardNo Charge
Rewards Plus Checking$6.95
Rewards Plus Checking with monthly Direct Deposit or Payroll DeductionNo Charge
Rewards Silver Checking$6.95
Rewards Silver Checking with Direct Deposit or Payroll Deduction and minimum balance between $10,000 & $14,999No Charge
Rewards Silver Checking for members age 50 and older No Charge
Rewards Premium Checking$9.95
Rewards Premium Checking with Direct Deposit or Payroll Deduction, eStatements and minimum balance greater than $15,000No Charge
Online BankingNo Charge
Bill Pay (with minimum of one transaction processed per month)No Charge
Bill Pay Non Use Fee$4.95
Check PrintingVaries with item
Copy of Share Draft up to 3 months old$2.00 per item
Copy of Share Draft over 3 months old$5.00 per item
Substitute Check$5.00 per item
Temporary Checks (8 Checks)$2.00
Stop Payment (Check, Draft or ACH)$25.00 per item
Check Image Retrieval - Online BankingNo Charge
Returned Deposit Item$20.00 per item
Consumer Loans
Loan Deferral Fee$35.00
Mortgage Pre-qualificationNo Charge
Appraisal Fee (Single Family)$425.00
Appraisal Fee (Multi-Family)$625.00
Flood Determination$11.00
Appraisal Audit$25.00
Subordination Agreement$100.00
Duplicate Year End Tax Figures$15.00
Verification of Mortgage$10.00
Verification of Deposit$10.00
Verification of Employment$75.00
Term Share Certificates
Early withdrawal penalty - 3 Month CertificateAll Dividends
Early withdrawal penalty - 4-11 Month Certificate3 months Dividends
Early withdrawal penalty - 12-23 Month Certificates9 months Dividends
Early withdrawal penalty - 24-35 Month Certificates12 months Dividends
Early withdrawal penalty - 36-60 Month Certificates18 months Dividends
Fees are current as of 9/1/19

Comments are closed.