Improving Your Credit Score
Q: I’ve had some trouble with credit in the past, but I’m trying to turn over a new leaf. I think I’m doing everything right, but my credit score still isn’t rising! What…
How to spot a credit scam!
Repairing your credit can be an uphill battle. You’re looking at months of hard work, negotiating with creditors, reworking your budget and identifying the factors that are making your credit score lag. In short, it’s…
4 PARKING LOT SCAMS TO WATCH FOR
1.) The bogus parking attendant
You arrive at an event where an attendant points you to a nearby lot. You pull in, pay for your spot and receive a payment stub. But, when the event is over, both the attendant and your car are…
7 Ways to Save Money on Camping Costs
Q: I’m planning a camping trip for the summer, and I’d love to keep the trip as low-cost as possible. How can I cut down on camping costs?
A: It’s great that you’re looking for ways to trim your vacation expenses. We…
Porch Pirates
We’ve all seen the familiar footage from a home security camera: a fish-eye view of a home’s front porch sporting a stack of smiling Amazon Prime boxes. An unexpected car pulls up. A stranger approaches the cardboard booty. He or she looks…
5 Easy Ways to Start Saving - Part 2
Why should I buy the optional insurance provided by the rental car company? As an FBinsure agent, we are often asked this question. Many of our clients have physical damage coverage on their auto policy and should know the ramifications of not purchasing…
Quick-what’s your credit score?
As a financially responsible individual, you should be checking your credit on a regular basis. You can do this by signing up for free credit monitoring on a reputable website like CreditKarma.com,…
Fake Check Scams!
Making the transition from high school to college isn’t easy. You need to deal with a whole new set of rules, adapt to dorm life and get to know your new classmates, teachers and roommates. Then there’s the financial aspect: applying for…
5 Easy Steps to Start Saving
1. Change Your Mindset – Savings are a necessary expense. When working out your monthly budget, include a little bit for savings, too.
2. Use Cash Over…
5 Ways to Save On Winter Heating Costs
- Heat Selectively – To avoid paying for unused heat in rooms that aren’t regularly used, shut the doors and close the vents in those rooms.
- Trap the Sunlight – Open your curtains when you’ve got sunlight…
Scammer Season
Scammers are always trying to con victims out of their information and money. They are, unfortunately, often successful. Scammers are expert impersonators, using sophisticated technology and their best acting skills to convince you they represent a…
Ringing in the New Years Right!
Q: Every December, I draw up a list of New Year’s resolutions that look depressingly similar to what I wrote last year. How can this year be different?
A: It’s easy to dream of change, but it’s another thing entirely to actually…
