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Deposit Rates

As a member of TFCU, you’ll enjoy the many benefits we offer, including personalized service; optimal convenience; a voice in the way your credit union operates; and competitive rates on our Deposit & Lending Products. Take a look at our current rate sheets to find the product that best fits your needs. When ready, apply online, give us a call, or visit one of our branches to get started!

Rates are effective 9/20/2023 and subject to change without notice. 

Product Current Dividend Rate Annual Percentage Yield
Easy Savings (Tier I) 0.05% 0.05%
Easy Savings (Tier II) 0.05% 0.05%
Additional Easy Savings 0.00% 0.00%
Holiday Savers Club 0.00% 0.00%





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Easy Savings Accounts require an average minimum daily balance of $5 for Tier I & $100 for Tier II in order to obtain the quoted annual percentage yield. No dividends will be earned on shares with an average daily balance less than $5.00. Fees may reduce earnings. 

Tier Balance Requirement Current Dividend Rate Annual Percentage Yield
I Up to $25,000 0.20% 0.20%
II $25,000.01 & $50,000 0.30% 0.30%
III $50,000.01 & $100,000 0.50% 0.50%
IV $100,000.01 & $250,000 0.80% 0.80%
V Greater than $250,000 0.80% 0.80%







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Eligible Business Entities include: Corporations, Partnerships, D/B/A’s and Associations. If the average daily balance falls below the minimum balance required within any Tier, the rate given will be the rate then in effect for the current balance in the account. Only 3 withdrawals are allowed per month from any of our money market accounts. Fees may reduce earnings. 

Relationship Current Dividend Rate Annual Percentage Yield
Bronze, Silver, Gold & Platinum 0.00% 0.00%
Business 0.00% 0.00%




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Click here for additional information on Relationship Benefits. Fees may reduce earnings. 

Need more information on our products or services?

Give us a call (508) 824-6466