Rates shown are base rates and available to qualified buyers with credit scores of 730 and above and may change at any time. Payments do not include taxes and insurance. If applicable, actual payment obligation will be greater. Other terms and rates available. All loans subject to credit approval.
Rates are effective 3/24/2023 and subject to change without notice.
| Models | Term | Annual Percentage Rate | Payment Per Thousand |
| 2019-2023 | Up to 63 Months | 6.09% | $18.60 |
| 64-75 Months | 6.34% | $16.19 | |
| 76-84 Months | 7.34% | $15.27 | |
| 2015-2018 | Up to 63 Months | 7.34% | $19.19 |
| 64-75 Months | 8.09% | $17.04 |
New & Used Motorcycle Loans add 0.40% to above rates
Apply for an Auto Loan | Apply for Membership
Monthly payment amount is based on loan amounts of $1,000. Payment may change based on term.
| Models | Term | Annual Percentage Rate | Payment Per Thousand |
| 2019-2023 | 72 Months | 7.09% | $17.10 |
| 120 Months | 10.09% | $13.28 | |
| 2015-2018 | 72 Months | 8.84% | $17.96 |
Apply for an Boat/RV Loan | Apply for Membership
Monthly payment amount is based on loan amounts of $1,000. Payment may change based on term.
| Product | Term | Annual Percentage Rate | Payment Per Thousand |
| Personal | 1-12 Months | 7.990% | $86.98 |
| 13-24 Months | 8.490% | $45.45 | |
| 25-48 Months | 9.490% | $25.12 | |
| 49-60 Months | 10.490% | $21.49 | |
| Share Secured | up to 60 months | Share Rate + 3.000% | $18.00 |
Apply for an Consumer Loan | Apply for Membership
Monthly payment amount is based on loan amounts of $1,000. Payment may change based on term.
| Product ($15,000 Minimum) |
Description | Nominal Rate | Annual Percentage Rate | Payment Per Thousand | |
| Variable Line Of Credit | 10 year draw 10 year repayment |
Prime for Life of Loan | 8.00% | $6.57 | |
| Fixed Rate Equity Line Of Credit |
8.49% | 8.490% | $7.21 | ||
| Fixed Rate Equity Loans | 5 years | as low as | 4.75% | 6.490% | $19.57 |
| 10 years | 5.25% | 6.991% | $11.61 | ||
| 15 years | 5.75% | 7.496% | $9.27 | ||
Apply for a Home Equity | Apply for Membership
Monthly payment amount is based on loan amounts of $100,000. Payment may change based on term.
| Product | Description | Nominal Rate | Annual Percentage Rate | Payment Per Thousand |
| (1 / 1) > $15,000 up to 15 years | Initial Rate 6.490% | 1 Year US Treasury + 2.750% | 9.066% | $8.71 |
| (5 / 1) > $15,000 up to 15 years | Initial Rate 6.990% | 9.155% | $8.98 |
Apply for a Home Equity | Apply for Membership
Monthly payment amount is based on loan amounts of $100,000. Payment may change based on term. Adjustable Rate Home Equity Loan Products are variable, and your Annual Percentage Rate (APR) may increase after the original fixed-rate period. Variable rate is set monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the previous month.
For more information about our Home Loan products including rates, please visit the TFCU Mortgage Center
or call (508) 824-6466 to speak with a Mortgage Originator.
