TFCU will be closed on Monday, October 14 in observance of Columbus Day & Indigenous People’s Day.
Rates shown are base rates and available to qualified buyers with credit scores of 730 and above and may change at any time. Payments do not include taxes and insurance. If applicable, actual payment obligation will be greater. Other terms and rates available. All loans subject to credit approval.
Rates are effective 9/20/2024 and subject to change without notice.
| Models | Term | Annual Percentage Rate | Payment Per Thousand |
| 2020-2024 | Up to 63 Months | 5.990% | $18.54 |
| 64-75 Months | 6.240% | $16.14 | |
| 76-84 Months | 7.240% | $15.21 | |
| 2016-2019 | Up to 63 Months | 7.240% | $19.13 |
| 64-75 Months | 7.990% | $16.98 |
Monthly payment amount is based on loan amounts of $1,000. Payment may change based on term.
| Models | Term | Annual Percentage Rate | Payment Per Thousand |
| 2020-2024 | Up to 63 Months | 6.490% | $18.77 |
| 64-75 Months | 6.740% | $16.38 | |
| 76-84 Months | 7.740% | $15.46 | |
| 2016-2019 | Up to 63 Months | 7.740% | $19.37 |
| 64-75 Months | 8.490% | $17.23 |
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Monthly payment amount is based on loan amounts of $1,000. Payment may change based on term.
| Models | Term | Annual Percentage Rate | Payment Per Thousand |
| 2020-2024 | 72 Months | 6.990% | $17.04 |
| 120 Months | 10.990% | $13.77 | |
| 2016-2019 | 72 Months | 7.740% | $17.41 |
Monthly payment amount is based on loan amounts of $1,000. Payment may change based on term.
| Product | Term | Annual Percentage Rate | Payment Per Thousand |
| Personal | 1-12 Months | 7.990% | $86.98 |
| 13-24 Months | 8.490% | $45.45 | |
| 25-48 Months | 9.490% | $25.12 | |
| 49-60 Months | 10.490% | $21.49 | |
| Share Secured | up to 60 months | Share Rate + 3.000% | $18.00 |
Monthly payment amount is based on loan amounts of $1,000. Payment may change based on term.
| Product ($15,000 Minimum) |
Description | Nominal Rate | Annual Percentage Rate | Payment Per Thousand | |
| Variable Line Of Credit | 10 year draw 10 year repayment |
Prime for Life of Loan | 8.00% | $6.78 | |
| Fixed Rate Equity Line Of Credit |
7.49% | 7.490% | $6.15 | ||
| Fixed Rate Equity Loans | 5 years | as low as | 6.49% | 6.490% | $19.57 |
| 10 years | 6.99% | 6.991% | $11.61 | ||
| 15 years | 7.49% | 7.490% | $9.27 | ||
Monthly payment amount is based on loan amounts of $100,000. Payment may change based on term.
| Product | Description | Nominal Rate | Annual Percentage Rate | Payment Per Thousand |
| (5/1) > $15,000 up to 15 years | Initial Rate 6.990% | 1 Year US Treasury + 2.750% | 9.155% | $8.98 |
Monthly payment amount is based on loan amounts of $100,000. Payment may change based on term. Adjustable Rate Home Equity Loan Products are variable, and your Annual Percentage Rate (APR) may increase after the original fixed-rate period. Variable rate is set monthly based on the Prime Rate published in the Wall Street Journal on the last business day of the previous month.
|
Product |
Amount Financed |
Annual Percentage Rate |
Payment Per Thousand |
Terms |
|
10% Down |
$50,000 and above |
7.950% |
$7.70 |
15 Year Refi |
|
$40,000 to $49,999 |
8.200% |
$7.87 |
||
|
$20,000 to $39,999 |
8.450% |
$8.04 |
||
|
15% Down |
$50,000 and above |
7.825% |
$7.60 |
15 Year Refi |
|
$40,000 to $49,999 |
8.075% |
$7.77 |
||
|
$20,000 to $39,999 |
8.325% |
$7.94 |
||
|
20% Down |
$50,000 and above |
7.735% |
$7.55 |
15 Year Refi |
|
$40,000 to $49,999 |
7.985% |
$7.71 |
||
|
$20,000 to $39,999 |
8.235% |
$7.88 |
||
|
30% Down |
$50,000 and above |
6.950% |
$7.04 |
15 Year Refi |
|
$40,000 to $49,999 |
7.200% |
$7.20 |
||
|
$20,000 to $39,999 |
7.450% |
$7.30 |
||
|
50% Down |
$50,000 and above |
6.700% |
$6.88 |
15 Year Refi |
|
$40,000 to $49,999 |
6.950% |
$7.04 |
||
|
$20,000 to $39,999 |
7.200% |
$7.20 |
Manufactured Home Products are available through Priority Funding. Click here to apply Now
Monthly payment amount is based on loan amounts of $1,000. Payment may change based on term.
For more information about our Home Loan products including rates, please visit the TFCU Mortgage Center
or call (508) 824-6466 to speak with a Mortgage Originator.
