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Term Share Certificate Rates

Rates are effective 3/11/2024 and subject to change without notice. 

Term Share Certificate & Individual Retirement Account Certificate Specials
Term Length Current Dividend Rate Annual Percentage Yield

9 Month Special

4.89%

5.00%

16 Month Special

4.46%

4.55%

 

 

 

The minimum opening deposit of $250.00 to earn APY. Subject to early withdrawal penalties. Dividends are compounded & credited monthly. Institutional funds will not be accepted. Fees may reduce earnings.

Term Share Certificate & Individual Retirement Account Certificates
Term Length Current Dividend Rate Annual Percentage Yield
3 Months 0.25% 0.25%
6 Months 0.30% 0.30%
9 Month 4.89% 5.00%
12 Months 0.45% 0.45%
15 Months  0.50% 0.50%
18 Months 0.55% 0.55%
24 Months 0.65% 0.65%
36 Months 0.85% 0.85%
48 Months 0.95% 0.95%
60 Months 1.09% 1.10%

 

 

 

 

 

 

 

 

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The minimum opening deposit of $250.00 to earn APY. Subject to early withdrawal penalties. Dividends are compounded & credited monthly. Fees may reduce earnings. 

Money Maker Term Share Certificates
Product Current Dividend Rate Annual Percentage Yield
12 Month Money Maker 0.45% 0.45%
Minimum payroll deposit for weekly deposits is $25; biweekly $50; & monthly $100
12 Month Money Maker Plus 0.50% 0.50%
Minimum payroll deposit for weekly deposits is $100; biweekly $200; & monthly is $400

 

 

 

 

If payroll is not going into the Money Maker Share within 90 days, the rate paid will correspond with the appropriate savings account rate, based on the balance in the account. Minimum opening deposit of $250 to earn APY. The minimum balance requirement is waived for TFCU at Work participants. Certificate can only be opened with an existing payroll or ACH at TFCU. Not valid for qualified funds (IRA). Fees may reduce earnings. 

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