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With the rising cost of real estate, manufactured homes are becoming an increasingly popular option for homebuyers seeking affordability, flexibility, and sustainability.  At TFCU, we offer competitive lending options for the purchase and refinance of a Manufactured Home.

As housing costs continue to rise and environmental concerns become more pressing, manufactured homes present a practical and sustainable solution for individuals and families seeking homeownership. Whether you're a first-time homebuyer, empty nester, or retiree looking to downsize, manufactured homes provide a versatile and attractive housing option for modern living.

Unlike single-family homes that are built on-site, a manufactured home is constructed in a factory and then transported to a permanent foundation on leased land. They are located on individual sites in manufactured home communities that are hooked up to utilities.  This makes manufactured homes a cost-effective housing solution for many homebuyers. Manufactured homes can be constructed and assembled quickly. This means homeowners can move into their new homes in a fraction of the time it takes to build a traditional house, saving both time and money in the process.

Every purchase transaction is different, as is every borrower. Some borrowers may qualify for a downpayment of as little as 10% of the purchase price. You don't need to be a TFCU member to apply, but you will need to qualify for membership with TFCU. Once approved, you'll be required to open a TFCU account before closing on the loan. Becoming a TFCU member also gives you access to the additional products and services offered by TFCU.

Applying for a manufactured home loan with TFCU is easy. You can apply online, over the phone or in-person. Our streamlined process ensures an easy application experience. Contact our Mortgage Loan Originators to discuss prequalification’s today! We can assist in providing you with a clear understanding of the loan amount that you will qualify for. This prequalification step empowers you to confidently collaborate with a realtor and begin the exciting journey of finding the perfect manufactured home for you. 

*Membership is established by opening a $5 share/savings account and is available to anyone who lives, works, worships or attends school in Bristol County, Plymouth County & Barnstable County in Massachusetts; Bristol, Kent, Newport and Providence counties in Rhode Island; and the Rhode Island towns of Charlestown, Exeter, Hopkinton, Narragansett, New Shoreham, North Kingstown, Richmond and South Kingstown.

(Equal Housing Lender + Logo) TFCU NMLS #441401 TFCU is federally insured by NCUA Membership eligibility requirements apply. Manufactured Home Loans offered through Priority Funding.